Getting the

Mortgage Loan

That's Right For You . . .

When you decide to buy a home or refinance your current mortgage, it's a big step. You need someone you can trust to find the loan program that's best fits your needs. That's where I come in! As a professional Mortgage Consultant I can help guide you into the mortgage product that's right for you so that you have time to relax.

Buying a new home can be a source of anxiety and frustration. Trusting a professional, such as myself, to find the mortgage loan that best fits your needs helps you avoid costly mistakes.  "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! I can help you get where you want to be, into your new home.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! I make it easy and worry-free to reduce your interest rate and monthly payment. I can even help you pay down your balance more quickly for a comparable monthly payment. With my professional guidance you can get the very best refinanced loan!

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have been going up! Tap into that wealth and reward yourself. I can help with the best program to fit your goals.

I give each of my clients the personal attention they deserve and treat them with the respect due a valued customer. I understand you're making a commitment in buying a new home, refinancing your current mortgage or cashing out your home equity. So I make a commitment to you. I will help you qualify, apply and be approved for the mortgage loan that's right for you. Not anybody else!

Please navigate my website to learn more about me, what I do for you, and how easy it is to get started.






Mortgage Calculator:
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Basic Pre-Approval

Get the Best Mortgage Rate!

Tell us a little about your current needs and we can use that
information to match you with just the right loan.
 
Tell us about your loan needs.
*Reason for loan (purch, refi, cash out):
*Value of property:
*Type of property:
*Amount you need to borrow:
Type of loan wanted (30 Yr, 15 Yr, ARM, Int. Only):

How can we get in touch with you?
*Name:
*Email:
Phone:
Address:
City:
*State:

Tell us about your credit history.
*Credit History (Excellent, Good, Average, Poor):

Note: Fields with an * are required


vjvLoans/Bayview Residential 310 Locust Street, Suite C Santa Cruz, CA 95060
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